Buying a new car is exciting — but it can also be expensive if your credit isn’t in good shape. Before you head to the dealership, take a moment to check your credit and get your financing in order.
At Kridet Solutions, we help clients get prepped for big financial moves like auto loans by repairing and building stronger credit profiles. Here’s what you need to know before signing those papers.
🔍 Why Credit Matters When You’re Buying a Car
Your credit score directly affects:
- 💰 The interest rate you qualify for
- 🚗 The amount you can finance
- 📉 The size of your monthly payments
- ❌ Whether you’ll need a co-signer or large down payment
Even just a 50-point difference in your credit score could mean paying $100+ more per month for the same car. Over a 5-year loan, that’s thousands of dollars lost to interest.
❌ Common Mistakes Car Buyers Make
Many people make the mistake of:
- Letting the dealership run multiple hard inquiries
- Accepting the first financing offer
- Financing without knowing their own credit score
- Not disputing inaccuracies on their credit report beforehand
These mistakes can cost you big — but they’re preventable.
✅ How Kridet Can Help You Save
Before you walk into a dealership, Kridet can help you:
📝 Get pre-approved through outside lenders before the dealership tries to “sell you” financing
📋 Dispute inaccurate or outdated credit items
📈 Increase your credit score with proven strategies
💡 Understand how inquiries and debt-to-income affect your loan
🎯 Ready to Drive Off With a Better Deal?
Don’t let bad credit drive up your car payment.
Let Kridet Solutions help you walk into the dealership with confidence and control.
👉 Check your credit here for free
📞 Book your free 30-min consultation and let’s make sure you’re ready to roll.
